TERMS OF SERVICE
Last Updated: 5/30/2026
1. Acceptance of Terms
Welcome to MonicaImani.com and MonicaTheMedium.com (the "Website"). These Terms of Service ("Terms") govern your use of the Website and any products, services, content, programs, courses, workshops, retreats, events, readings, coaching services, digital products, and offerings provided by Monica the Medium, Inc. ("Company," "we," "our," or "us").
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, please discontinue use of the Website.
2. Company Information
Throughout this Website, the terms "Company," "we," "our," and "us" refer to Monica the Medium, Inc., a California corporation, which owns and operates MonicaImani.com, MonicaTheMedium.com, and its related services, offerings, events, courses, retreats, coaching programs, digital products, and content.
3. Eligibility
You must be at least 18 years of age to access or use this Website or purchase products and services unless parental consent is provided where permitted by law.
4. Intellectual Property
All content on this Website is owned by Monica the Medium, Inc. and is protected by copyright, trademark, and intellectual property laws.
This includes but is not limited to:
* Website content
* Blog posts
* Graphics
* Logos
* Videos
* Audio recordings
* Courses
* Workbooks
* PDFs
* Downloads
* Retreat materials
* Coaching materials
* Presentations
* Sound healing content
* Written content
You may not copy, distribute, reproduce, modify, sell, share, or create derivative works without prior written consent.
5. Educational, Spiritual, and Personal Development Disclaimer
Information received through this Website, email communications, courses, workshops, retreats, coaching programs, sound healing sessions, mediumship readings, events, digital products, consultations, social media content, or any other services provided by Monica the Medium, Inc. is intended for educational, informational, spiritual, and personal development purposes only.
The information provided is not intended to diagnose, treat, cure, or prevent any medical, psychological, psychiatric, legal, financial, or other professional condition, nor should it be considered a substitute for advice from qualified professionals.
Monica the Medium, Inc. makes no representations, warranties, or guarantees regarding the accuracy, completeness, or outcomes associated with any information, guidance, services, or communications provided.
You acknowledge and agree that any decisions you make and any actions you take based upon information, services, consultations, readings, coaching, retreats, courses, workshops, communications, or content provided by Monica the Medium, Inc. are solely your responsibility.
By using this Website and its related services, you agree to fully release, hold harmless, indemnify, and defend Monica the Medium, Inc., its officers, directors, employees, contractors, agents, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, expenses, or causes of action arising from your use of this Website or participation in services.
6. No Guarantees
The Company does not guarantee specific results from:
* Coaching
* Courses
* Retreats
* Workshops
* Sound healing
* Readings
* Spiritual guidance
* Business mentorship
* Personal development programs
Individual results vary and depend upon numerous factors beyond the Company's control.
7. Assumption of Risk
Participation in retreats, workshops, events, excursions, travel experiences, fitness activities, yoga, sound healing sessions, wellness activities, coaching programs, and other in-person or virtual offerings involves inherent risks.
By participating, you voluntarily assume all risks associated with participation.
The Company shall not be liable for injuries, illnesses, accidents, losses, damages, travel disruptions, delays, theft, acts of God, natural disasters, or any other events beyond its control.
Additional waivers and agreements may be required for specific offerings.
## 8. Retreats, Events, Courses, and Coaching
Separate agreements, waivers, registration forms, cancellation policies, refund policies, and participation requirements may apply.
In the event of a conflict between these Terms and a separately signed agreement, the signed agreement shall control.
9. Payments
Payments for products and services are processed through third-party payment providers, Stripe and Paypal.
You agree to provide accurate payment information and authorize all charges associated with your purchase.
10. Refunds
Refund policies vary by product, service, retreat, event, course, or coaching program. Most offers are final sale and are non-refundable and non-transferable.
Please review the specific refund policy associated with each offering prior to purchase.
11. Third-Party Services
The Website may utilize third-party services including:
* Showit
* Flodesk
* Teachable
* Jotform
* EventCreate
* Stripe
* PayPal
* Google Drive/Google Docs/Google Forms
* Social media platforms
The Company is not responsible for the content, functionality, security, or policies of third-party services.
12. Limitation of Liability
To the fullest extent permitted by law, Monica the Medium, Inc. shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising from your use of the Website or participation in any offerings.
13. Indemnification
You agree to indemnify, defend, and hold harmless Monica the Medium, Inc., its officers, directors, employees, contractors, affiliates, agents, successors, and assigns from any claims, liabilities, losses, damages, costs, expenses, and attorneys' fees arising from your use of the Website or violation of these Terms.
14. Governing Law
These Terms shall be governed by the laws of the State of California without regard to conflict of law principles.
15. Changes to Terms
The Company reserves the right to modify these Terms at any time. Continued use of the Website constitutes acceptance of updated Terms.
16. Contact
Monica the Medium, Inc.
[email protected]
[www.monicaimani.com](http://www.monicaimani.com)
[www.monicathemedium.com](http://www.monicathemedium.com)